Terms & Conditions

1. IntroductionThese Terms and Conditions ("Terms") govern your access to and use of the website, platforms, and digital services (collectively, the "Services") operated by aiTrate Fintech Ltd. ("aiTrate", "we", "us", or "our"), a company incorporated under the laws of the British Virgin Islands with its registered office at Commerce House, Wickhams Cay 1, PO Box 2283, Road Town, Tortola VG 1110, British Virgin Islands.By accessing or using our Services, you acknowledge that you have read, understood, and agree to be bound by these Terms. If you do not agree with any part of these Terms, you must discontinue use of our Services immediately.Our Services are intended exclusively for institutional participants and qualified professional counterparties. They are not directed at, nor intended for use by, retail investors or the general public.

2. Nature of Services
aiTrate operates in the field of algorithmic finance, quantitative research, and systematic trading within institutional markets. The content provided on our website and through our Services is strictly informational in nature.
We do not offer, solicit, or provide any financial advisory services, investment recommendations, portfolio management, brokerage, or any form of regulated financial service to external clients or third parties. Nothing on our website or within our Services shall be construed as an offer, solicitation, or recommendation to buy, sell, or hold any financial instrument, security, or investment product.
All information presented is for general informational purposes only and reflects our proprietary research and operational approach. It does not constitute personalized financial advice and should not be relied upon as such.
3. Institutional Use Only
Our Services, platforms, and all associated content are designed for and directed exclusively at institutional market participants, including but not limited to qualified investors, professional counterparties, regulated financial institutions, and entities with sufficient knowledge and experience in financial markets.
By accessing our Services, you represent and warrant that you are an institutional or professional market participant, that you possess the requisite knowledge to understand the nature of algorithmic trading and quantitative finance, and that you are not accessing our Services as a retail investor or consumer.
4. Intellectual Property
All content, materials, algorithms, models, software, code, data, research, methodologies, trademarks, logos, and any other intellectual property displayed on or accessible through our Services (collectively, "Proprietary Materials") are the exclusive property of aiTrate Fintech Ltd. or its licensors and are protected by applicable intellectual property laws.
No part of our Proprietary Materials may be reproduced, distributed, modified, reverse-engineered, decompiled, disassembled, or otherwise exploited without the prior written consent of aiTrate. Unauthorized use of any Proprietary Materials may result in legal action.
Access to our Services does not grant you any right, title, interest, or license in or to any of our Proprietary Materials, whether express or implied, except for the limited right to view publicly available content on our website for personal, non-commercial, informational purposes.
5. Algorithms and Proprietary Technology
Our algorithmic strategies, quantitative models, AI-enhanced refinement processes, data pipelines, and systematic execution frameworks constitute proprietary trade secrets. These systems are developed and maintained exclusively in-house for our own institutional operations.
We do not disclose the specifics of our algorithmic strategies, source code, model parameters, training data, or any other component of our proprietary technology. Any attempt to gain unauthorized access to, reverse-engineer, or replicate our technology is strictly prohibited and may constitute a violation of applicable laws.
6. Data and Privacy
We may collect certain information when you access our Services, including but not limited to IP addresses, browser type, device information, access times, and pages visited. This information is collected for operational, security, and analytical purposes.
We process personal data in accordance with applicable data protection laws and our Privacy Policy, which forms an integral part of these Terms. We do not sell, share, or otherwise distribute personal data to third parties for marketing or commercial purposes.
By using our Services, you consent to the collection and processing of data as described herein and in our Privacy Policy.
7. Disclaimers
7.1 No Warranty
Our Services and all content provided therein are made available on an "as is" and "as available" basis without warranties of any kind, whether express, implied, or statutory. To the fullest extent permitted by applicable law, aiTrate disclaims all warranties, including but not limited to implied warranties of merchantability, fitness for a particular purpose, accuracy, completeness, reliability, and non-infringement.
7.2 No Investment Advice
Nothing contained in our Services constitutes investment advice, financial advice, trading advice, tax advice, legal advice, or any other form of professional advice. Any information relating to past performance, backtesting results, risk metrics, or model outputs is presented for informational purposes only and is not indicative of future results.
7.3 Risk Acknowledgment
Algorithmic trading and quantitative finance involve substantial risks, including but not limited to the risk of significant financial loss. Past performance is not indicative of future results. Market conditions, liquidity, regulatory changes, technological failures, and other factors may materially impact the performance of algorithmic strategies.
8. Limitation of Liability
To the maximum extent permitted by applicable law, aiTrate Fintech Ltd., its directors, officers, employees, agents, affiliates, and licensors shall not be liable for any direct, indirect, incidental, special, consequential, punitive, or exemplary damages arising out of or in connection with your access to or use of our Services, including but not limited to:
(a) any errors, inaccuracies, or omissions in the content provided; (b) any unauthorized access to or alteration of your data or transmissions; (c) any interruption, suspension, or termination of our Services; (d) any loss of profits, revenue, data, or business opportunities; or (e) any reliance on information provided through our Services.
This limitation of liability applies regardless of the legal theory on which the claim is based, whether in contract, tort (including negligence), strict liability, or otherwise, and even if aiTrate has been advised of the possibility of such damages.
9. Indemnification
You agree to indemnify, defend, and hold harmless aiTrate Fintech Ltd., its directors, officers, employees, agents, and affiliates from and against any and all claims, liabilities, damages, losses, costs, and expenses (including reasonable legal fees) arising out of or in connection with: (a) your access to or use of our Services; (b) your violation of these Terms; (c) your violation of any applicable law or regulation; or (d) your infringement of any intellectual property or other rights of any third party.
10. Third-Party Links and Services
Our Services may contain links to third-party websites, platforms, or resources. These links are provided for convenience and informational purposes only. We do not endorse, control, or assume any responsibility for the content, privacy policies, practices, or availability of any third-party services. Your interaction with any third-party service is solely at your own risk and subject to such third party's terms and conditions.
11. Modifications to Terms
aiTrate reserves the right to modify, amend, or update these Terms at any time and at its sole discretion. Any changes will be effective immediately upon posting the revised Terms on our website. The "Effective Date" at the top of these Terms will be updated accordingly.
Your continued use of our Services following the posting of any modifications constitutes your acceptance of the revised Terms. It is your responsibility to review these Terms periodically.
12. Termination
We reserve the right to suspend, restrict, or terminate your access to our Services at any time, without prior notice, and for any reason, including but not limited to a breach of these Terms, suspected unauthorized or fraudulent activity, or operational requirements.
Upon termination, all rights and licenses granted to you under these Terms will immediately cease. Sections of these Terms that by their nature should survive termination shall survive, including but not limited to intellectual property provisions, disclaimers, limitations of liability, and indemnification obligations.
13. Governing Law and Jurisdiction
These Terms shall be governed by and construed in accordance with the laws of the British Virgin Islands, without regard to its conflict of law principles.
Any dispute, controversy, or claim arising out of or in connection with these Terms, or the breach, termination, or invalidity thereof, shall be subject to the exclusive jurisdiction of the courts of the British Virgin Islands, unless otherwise agreed by the parties in writing.
14. Severability
If any provision of these Terms is found to be invalid, illegal, or unenforceable by a court of competent jurisdiction, such invalidity, illegality, or unenforceability shall not affect the remaining provisions, which shall continue in full force and effect. The invalid or unenforceable provision shall be deemed modified to the minimum extent necessary to make it valid and enforceable.
15. Entire Agreement
These Terms, together with our Privacy Policy and any other legal notices or policies published on our website, constitute the entire agreement between you and aiTrate Fintech Ltd. with respect to your use of our Services and supersede all prior or contemporaneous communications, representations, or agreements, whether oral or written.
16. Contact Information
For any questions, concerns, or inquiries regarding these Terms, please contact us at:
aiTrate Fintech Ltd.
Commerce House, Wickhams Cay 1, PO Box 2283
Road Town, Tortola VG 1110, British Virgin Islands

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